Terms and Conditions of Use

Policy-Insurance.com Terms and Conditions of Use

Welcome to Policy-Insurance.com. By accessing and utilizing the resources available on our site, you affirm that you have thoroughly read, understood, and consented to the Terms and Conditions of Use (TACOU) herein. This agreement encompasses all aspects of Policy-Insurance.com, including all content, data, and services offered through the website’s pages, posts, images, videos, media, subdomains, and any other components related to the site.

Usage Policy

Policy-Insurance.com is established for the sole purpose of providing general reference information. It is essential for users to recognize that no part of the site’s content is meant to constitute an offer or a component of a contractual agreement. All descriptions, both qualitative and quantitative—including those related to times, dates, and measurements—are presented as approximations.

User Eligibility

Access to Policy-Insurance.com is granted only to individuals who have reached the legal age of majority in their jurisdiction. By engaging with our site, you confirm that you meet these age requirements and willingly comply with our TACOU. Submission of information via our website mandates explicit acceptance of these terms.

Data Collection and Privacy

In adherence to GDPR, CCPA, PIPEDA, DPA, and LGPD regulations, Policy-Insurance.com is committed to the protection of user privacy and the secure handling of personal data. Information collected through our website is strictly for communication purposes and is securely stored on encrypted platforms, supported by premier commercial hosting services known for robust security features. We assure users that personal information is not sold to third parties and that users have the right to request the deletion of their data through our Contact Us Form.

Prohibited Activities

Users of Policy-Insurance.com are strictly prohibited from copying site content, relying solely on the information provided without additional verification, and engaging in any illegal activities, harassment, or other misuse of the site.

Cookies and Third-party Policies

Policy-Insurance.com employs essential cookies to enhance the user experience. While our website may feature links to third-party sites, it is important to note that these entities have their own privacy and cookie policies, over which we have no influence.

Access Termination and Dispute Resolution

We reserve the right to terminate access or block users who violate our TACOU. Disputes can be submitted through our online Contact Us Form and will be resolved in accordance with Philippine laws.

Amendments and Queries

These TACOU may be updated at any time, without prior notice, at the discretion of the site’s owner/operator. Users are encouraged to periodically review these terms. For any questions or concerns, please contact us via our online form.

Disclosures and Liability

Policy-Insurance.com may feature affiliate links, CPC links, and paid impressions as part of our revenue strategy. However, we disclaim any liability for losses incurred due to reliance on site content. For refunds related to purchases made through affiliate links, please direct inquiries to the respective third-party merchant.

Content Accuracy

While we strive to provide accurate and current information, the reliability of data on Policy-Insurance.com cannot be guaranteed. The content reflects the perception, judgment, and opinion of its authors and is intended for general reference purposes only.

By using Policy-Insurance.com, you acknowledge and agree to these Terms and Conditions of Use, recognizing them as the guiding framework for your interaction with our site and its offerings.